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USA TERMS & CONDITIONS

  • Introduction
  • General Provisions
  • About these Terms
  • Contract
  • Amending this Agreement
  • Prohibition of Use
  • Account Registration and Requirements
  • Registration
  • Eligibility
  • Electronic Fund Transfers ( ETFs) and Account Balances
  • Liabilities
  • Disclaimer of warranties
  • Indemnification
  • Reliance by Africhange
  • Cancellation of Instruction
  • Collection of Information
  • Rewards
  • Good Faith
  • Your Suggestion
  • Privacy
  • Termination
  • Forum and Governing Law
  • Entire Agreement
  • More Information

Introduction

In this client agreement, “Africhange” “we” “us” and “our” refers to Africhange, Inc. together with its employees, directors, successors, and assigns. The terms "you" and “your" refer to you, the person who has registered to use some or all of the services described in the Agreement.

General Provisions

About these Terms

Contract

These terms and conditions affect your rights, and you should read them carefully. By accessing and using the remittance facility application, you accept and agree to the terms and conditions in this agreement. You must indicate your consent to this Agreement by ticking both the Terms and Conditions box and the "SUBMIT" or “ACCEPT” button and ensuring all sections have been fully and accurately completed. If you do not, we may not be able to provide you the appropriate access.

Amending this Agreement

Africhange may in its sole discretion modify this Agreement from time to time. However, you will be notified and given the opportunity to review them before they take effect, unless changes are required by law.

Unless otherwise specified by Africhange, all modifications shall take effect automatically upon publication, and shall become part of this Agreement. You will be aware of any changes to the terms and conditions immediately they are made, and by continuing to access or use Africhange Remittance, you will be deemed to have agreed to accept and be bound by any modifications to this Agreement.

Changes to these terms and conditions will only be effective from the date they are made and will not change the terms on which you previously used the Service.

Prohibition of Use

You agree to use Africhange Platform strictly for personal, corporate, internal, and non-commercial use. Africhange Platform is licensed to you on a non-transferrable or non-exclusive basis. You shall not rent, lease, sell, sublicense, lend or do any act that violates our intellectual property in the Service. You may however, download, retrieve and display the Service from the Web site on the computer screen, print individual pages on paper, photocopy and store such pages in an electronic form on disk, provided all the intellectual property in the Service continues to vest with us.

PLEASE NOTE: The elements of the Web site including all parts of the Service (“Intellectual Property”) is owned by us and/or our suppliers and is protected by copyright and trademark laws, international treaty provisions, and this Terms of Use. Any reproduction, modification, copying, distribution, transmission, display, publishing, or redistribution of the Service is expressly prohibited by law and may result in severe civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.

Account Registration and Requirements

Registration

All new Users must sign up for an Africhange Account before using any Africhange Services.

In compliance with USA Anti-Money Laundering law, we are required to obtain, verify, and record information about you. Therefore, you agree: to provide us with all relevant information and documents requested by us, and all other information as prompted by the Service’s registration form; that all information provided to Africhange at any time, is accurate and current, and no material information has been withheld; that you will update any information immediately at the time of changing, to keep it accurate, current, and complete; and that Africhange may LAWFULLY conduct necessary investigations directly or through a third party to verify your identity as part of the registration process.

WHERE INFORMATION PROVIDED IS MISREPRESENTED, OR WE HAVE GROUNDS TO SUSPECT THAT SUCH INFORMATION IS INACCURATE, NOT CURRENT, OR INCOMPLETE, AFRICHANGE RESERVES THE RIGHT AT ALL TIMES, TO SUSPEND OR TERMINATE THE SERVICE..

Eligibility

To be eligible to register for and use our Services, you must:

  • Be at least (18) years or are of legal age;
  • USA resident, physically located in USA
  • Intend to use the Africhange Platform for your own use and not on behalf of, or as agent to, any other person or entity
  • Not a person listed on any sanctions list in USA or any other country
  • Not a Politically Exposed Person as defined in USA anti-money laundering/anti-terrorist-financing legislation
  • Meet Africhange’s anti-money laundering standards applied at our sole discretion.

IT IS YOUR RESPONSIBILITY TO READ AND UNDERSTAND THE PARTNER TERMS BECAUSE THEY CONTAIN TERMS AND CONDITIONS CONCERNING YOUR AFRICHANGE ACCOUNT, INCLUDING BUT NOT LIMITED TO LIMITATIONS, REVERSALS, AND ARBITRATION PROVISIONS, AND YOUR RELEVANT RIGHTS AND LIABILITIES..

Liabilities

Disclaimer of warranties

Africhange Service is provided on an “as is” and “as available” basis. Except as warranted in this Terms of Use, we expressly disclaim all warranties of any kind, whether express or implied or statutory, including, but not limited to the implied warranties of merchantability, fitness for a particular purpose, data accuracy & completeness, and any warranties relating to non-infringement in the Service. We shall not be responsible or liable for the authenticity, accuracy, completeness, errors, omission, typographic errors, disruption, delay, interruption, failure, deletion, defect of any information, research, reports, analysis, quotes etc. in this Web site or any part thereof. Also, we shall not incur any liability direct or indirect, to you or any third party, as a consequence of non-functioning of any equipment belonging to you, any third party or us. We shall not be responsible for any downtime of such equipment.

Indemnification

You will defend, indemnify and hold harmless Africhange, its parents, affiliates, licensors, suppliers, Issuer, contractors and their respective shareholders, directors and officers, assigns, and successors-in-interest from any and all liabilities, damages caused by any virus, personal injury, loss of profits, data or other intangible, any damages arising from interruption, suspension or termination of Service, including but not limited to direct, indirect, incidental, special, consequential or exemplary damages, whether such interruption, suspension or termination was justified or not, negligent or intentional, inadvertent or advertent, causes of action and costs arising out of or resulting from: Your failure to comply with this agreement. Your use of the Services, or any part of them. Your alleged or actual negligent or willful acts or omissions, or those of your agents or employees. Any third party’s use of your Account or your Services.

In no event will our liability for any claim, whether in contract, tort, or any other theory of liability, exceed one USD. You also agree that your sole remedy under this Terms of Use is cancellation of the Service.

Reliance by Africhange

You represent and warrant that all information that you enter regarding the Remittance payments is true and complete. When processing a Remittance payment, Africhange may rely on the registration information and remittance payment request information that you provide. You acknowledge that any errors in the information, including misidentification of Beneficiary (s), incorrect or inconsistent account names and numbers, or misspellings, are your responsibility and that Africhange shall have no liability for executing a Remittance payment based upon the inaccurate or incomplete information you provided.

Cancellation of Instruction

Once we have received your Instruction, you cannot cancel it. Notwithstanding this clause, we may in our absolute discretion, attempt to reverse your Instruction if you have informed us that you wish us to do so. In some cases, we may have initiated an irreversible request for funds to be paid out to your Payee by a Service Provider. If this is the case, we cannot guarantee that the reversal will be successful. PLEASE NOTE: We apply a charge of 1.5% to reverse your Instruction..

Rewards

Africhange may offer you the opportunity to earn rewards for activities such as referring other people to Africhange Platform. Africhange reserves the right at any time to modify, suspend or cancel the rewards.

Good Faith

We introduce programs such as these in good faith and expect the same good faith in return. Please note that we may withhold awards where we believe customers are acting in bad faith or otherwise acting contrary to the intent of this program. To be clear, commercializing, advertising, publishing, mass distributing, selling or paying for use of referral links is not appropriate, and we will not honor such links. We cannot cover every nefarious scenario, nor will we attempt to, but we do promise to be fair and reasonable.

Your Suggestion

6.1 If you suggest a feature or change to Africhange Platform, or if you submit to us any marketing material (a "Suggestion") then you agree that we may make use of the Suggestion and disclaim any intellectual property rights, including any moral rights, to any resulting intellectual property.

Privacy

7.1 Africhange is committed to the privacy of customers but as a regulated business we may be required to share your personal information with FINCEN and other regulatory agencies or law enforcement. We may also disclose your personal information to credit bureaus, anti-money laundering service providers, or other identity verification partners as part of opening your Account or for periodic checks to ensure that we have accurate information about you. We may also disclose your personal information to financial institutions or other financial intermediaries. Our commitment to privacy is further explained in the Africhange Privacy Policy which forms part of this agreement.

Termination

Either party may terminate this agreement for any reason or for no reason without notice and without further liability.

Forum and Governing Law

This Agreement shall be governed by, construed, and enforced in accordance with the laws of the State of Delaware. The parties agree that Delaware will be the venue of any dispute and will have jurisdiction over all parties..

Entire Agreement

This is the entire agreement between Africhange and you. This agreement supersedes any other understandings or contracts, and you represent that in entering into this agreement you have not relied on any representations made by Africhange.)

More Information

For Questions, notices, and requests for further information, reach us at [email protected].